Category: Finance

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The New Untouchables

In our subprime era, we thought we could have the American dream — a house and yard — with nothing down. This version of the American dream was delivered not by improving education, productivity and savings, but by Wall Street alchemy and borrowed money from Asia. A year ago, it all exploded. Now that we are picking up the pieces, we need to understand that it is not only our financial system that needs a reboot and an upgrade, but also our public school system. Otherwise, the jobless recovery won’t be just a passing phase, but our future.

Read the article: The New Untouchables

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Business Finance Innovation Social Technology

Android to grab No. 2 spot by 2012

Android to grab No. 2 spot by 2012, says Gartner; global forecast puts Android ahead of iPhone, BlackBerry, Windows Mobile. The complete Gartner forecast for smartphone OSes by the end of 2012 puts Symbian on top with 203 million devices sold, and 39% of the market. Android will be second with nearly 76 million units sold, and 14.5% of the market. Coming in a close third, the iPhone will ship on 71.5 million devices in 2012, giving a 13.7% market share. Windows Mobile will finish fourth, with 66.8 million units sold, or 12.8% of the market. Very close behind Windows Mobile, the BlackBerry OS will sell on 65.25 million devices in 2012, Gartner forecasts, making it fifth with 12.5% market share. Various Linux devices will sell 28 million units, at 5.4% market share, in sixth place. Palm Inc.’s webOS will sell on 11 million units in 2012, about 2.1% of the market, in seventh place, Gartner says. Android will have moved up the most from 2009 to 2012, from sixth place to second. BlackBerry will have moved down the most, from second to fifth, while iPhone will remain in third position and Windows Mobile will remain in fourth position, Gartner says.

Read the article: Android to grab No. 2 spot by 2012

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Microsoft and Yahoo! reach search agreement

Microsoft and Yahoo! are today expected to announce plans of a new search and advertising partnership aimed at helping the two companies to better compete with Google. Under the terms of the deal, Microsoft’s new search engine, Bing, is expected to power all Yahoo! searches, while Yahoo! assumes responsibility for handling advertising sales. The two companies are likely to leverage Microsoft’s ad-serving technology to deliver relevant, contextualised advertising alongside search results.

Read the article: Microsoft and Yahoo! ‘to confirm search deal’

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Business China Education Finance India Life Science Social Technology

Skilled Immigrants on Why They’re Leaving the U.S.

A long wait for a green card, coupled with the soft U.S. economy, is prompting an exodus of some of the best and brightest — Lured by the prospect of climbing to the top of his field, New Delhi native Swaroop Ganguly came to the U.S. 10 years ago and earned a PhD in electrical and computer engineering from the University of Texas at Austin in 2005. He became an expert in an emerging technology called spintronics, used to power semiconductors, and worked at several chip companies, including Freescale Semiconductor. But Ganguly, now 32, is moving back to India this summer. Although he has been doing postdoctoral work at the University of Texas, he figures his prospects for research and professional development are probably better in his home country. “I feel quite excited about going back,” he says.

Read the article: Skilled Immigrants on Why They’re Leaving the U.S. – BusinessWeek

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If you want to be rich, first stop being so frightened

If you wish to be rich, however, you must grow a carapace. A mental armour. Not so thick as to blind you to well-constructed criticism and advice, especially from those you trust. Nor so thick as to cut you off from friends and family. But thick enough to shrug off the inevitable sniggering and malicious mockery that will follow your inevitable failures. Not to mention the poorly hidden envy that will accompany your eventual success.

Read the article: If you want to be rich, first stop being so frightened

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Energy Finance Innovation Life Technology

10 Tools To Save on Electricity Bills

“Smart meters installed at homes can unleash data about the fluctuating price of electricity throughout the day, enabling consumers that have energy management tools to shift energy consumption to the time of day when power is cheapest. The utility-focused tools use smart meter info to provide a deeper dive into energy analysis and can even control smart appliances for utilities to implement demand response events.” – earth2tech.com

googlepowermetergreenenergyoptions

My picks: Google PowerMeter and Green Energy Options. (Both pictured above)


Read the article: 10 Monitoring Tools Bringing Smart Energy Home

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Business Finance India Politics Technology

Obama names first US Chief Technology Officer

US President Barack Obama on Saturday named a Harvard-educated Indian-American to the newly created post of Chief Technology Officer in an appointment much-awaited by Silicon Valley.

As the country’s first Chief Technology Officer, Aneesh Chopra, 36, will use technology to “improve security, ensure transparency, and lower costs,” Obama said in his weekly address to the nation.

Read the article: AFP: Obama names first US Chief Technology Officer

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How to be clever

Poor people have I.Q.’s significantly lower than those of rich people, and the awkward conventional wisdom has been that this is in large part a function of genetics. If intelligence were deeply encoded in our genes, that would lead to the depressing conclusion that neither schooling nor antipoverty programs can accomplish much. Yet while this view of I.Q. as overwhelmingly inherited has been widely held, the evidence is growing that it is, at a practical level, profoundly wrong.

New research strongly advocates intensive early childhood education because of its proven ability to raise I.Q. and improve long-term outcomes.

Read the article: How to Raise Our I.Q.

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Business Education Finance History Innovation Life Productivity Social Technology

Light and Cheap, Netbooks Are Poised to Reshape PC Industry

Get ready for the next stage in the personal computer revolution: ultrathin and dirt cheap. Personal computers — and the companies that make their crucial components — are about to go through their biggest upheaval since the rise of the laptop. Netbooks are a big success story in the PC industry, with sales predicted to double this year, even as overall PC sales fall 12 percent, according to the research firm Gartner. By the end of 2009, netbooks could account for close to 10 percent of the PC market, an astonishing rise in a short span.

The new breed of netbooks, built on cellphone innards, threatens to disrupt that oligopoly. Intel and Microsoft, which make the chips and software that run most PCs — face an unprecedented challenge to their dominance. The big winners in the rise of netbooks that use cellphone chips could be the cellphone carriers, which would have access to a whole new market: PC users.

Read the article: Thin and Inexpensive Netbooks Affect PC Industry

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Business Education Finance History India Life Science Social

Why India Has Escaped the Downturn

India has multiplied its per capita income levels many times over since 1950, and has done so far faster in recent years than Britain or the United States did during and after the industrial revolution. In the last 15 years, India has pulled more people out of poverty than in the previous 45 – 10 million people a year on average in the last decade. The country has visibly prospered, and, despite population growth, per capita income has grown faster than ever before. The current financial crisis is unlikely to change the basic success story.

Read the article: Resilient India